FUNDING CONSULTING
Funding consulting, with a plan before you apply.
Our funding consulting maps which banks, which products and in what order. Then we prepare your applications and introduce you to bankers. You review and sign every application.
Soft pull only for the review. Bank applications are hard inquiries, and we plan them with you first.
PRODUCTS
What we plan for
0% intro APR business credit cards
Often the first step for owners with strong personal credit. Regular APR applies after the intro period.
Business lines of credit
Revolving access for established businesses, usually 2+ years in business with steady revenue.
Term loans
A fixed amount repaid on a set schedule, for planned investments.
SBA loans
Government-guaranteed loans made by participating lenders, generally for businesses with 2+ years of history.
Equipment financing
Financing secured by the equipment you buy.
Business vehicle financing
For company vehicles and fleet growth.
WHAT'S INCLUDED
The FundingFit process
- FundingFit Review: a soft-pull review of your personal credit and a check of your business setup
- Game Plan: banks, products, order, which bureau each pulls, number of inquiries and target dates
- A bank relationship plan: which business checking accounts to open and how long to wait before applying
- Application preparation and the documents each bank asks for
- Banker introductions through our partner network
- A payoff plan for intro periods, then a next-step plan for lines of credit, term loans or SBA
WHO IT'S FOR
Who usually fits
0% intro APR business cards
Strongest candidates usually have: 700+ personal credit (720+ is stronger) · $15,000+ in total personal card limits · at least two cards with limits of $3,000 or more · balances under half of their limits · no collections, charge-offs or recent late payments. Regular APR applies after the intro period.
Lines of credit, term loans and SBA
Usually need: 2+ years in business, steady deposits and filed tax returns.
Not there yet? We'll show you what to strengthen first. If your personal credit needs repair, we can refer you to a credit repair company.
HOW IT WORKS
Three steps
- 1
FundingFit Review
- 2
Game Plan
- 3
Prep and introductions
Questions
RELATED SERVICES
Often paired with this
Business Credibility and Bank-Readiness
Business address, phone, email, website, matching listings, business bank accounts and the paper trail lenders look for.
Growth Strategy
Offer, pricing and a simple lead-generation plan built around your numbers and your capacity.
Disclosure
AmerifundX is a business consulting firm. AmerifundX provides funding consulting, not lending, and does not make credit decisions. Approval, amounts, rates and terms are set solely by each lender or card issuer. 0% intro APR offers are set by the issuing bank and are temporary; the regular APR applies after the intro period. Applying for credit results in hard inquiries on your credit report. Results vary. AmerifundX does not provide credit repair, legal or tax services.Find out what your business needs next.
Answer a few questions and we'll map your next steps for setup, visibility, growth and funding.
About 3 minutes · No obligation · Answering doesn't affect your credit