Disclosures

AmerifundX is a business consulting firm. AmerifundX provides funding consulting, not lending, and does not make credit decisions. Approval, amounts, rates and terms are set solely by each lender or card issuer. 0% intro APR offers are set by the issuing bank and are temporary; the regular APR applies after the intro period. Applying for credit results in hard inquiries on your credit report. Results vary. AmerifundX does not provide credit repair, legal or tax services.

Funding consulting, not lending

AmerifundX does not lend money or make credit decisions. Each lender or card issuer sets approval, amounts, rates and terms.

0% intro APR offers

0% intro APR offers are set by the issuing bank and are temporary. Regular APR applies after the intro period. Plan to pay down balances before the intro period ends.

Hard inquiries

Our review uses a soft pull. Each bank or card application is a hard inquiry on your credit report. Your plan shows how many, and when, before anything is submitted.

Personal guarantees

Most small business credit cards and many bank loans require a personal guarantee from the owner. We point out which ones do before you apply.

Results vary

Every business is different. Past outcomes for other clients do not predict yours.

No bank affiliation

AmerifundX is not affiliated with, or endorsed by, any bank or card issuer.

Services we don't provide

AmerifundX does not provide credit repair, legal or tax services.

Referral relationships

We may refer clients to outside providers, including companies owned by our founders, and we tell you when we do.