Question 1

What does AmerifundX do?

Accepted Answer

We provide business solutions and marketing consulting, helping small business owners with setup, visibility, structure and funding consulting. Most clients start with one or two of these.

Question 2

Are you a lender?

Accepted Answer

No. We provide funding consulting, not lending. Lenders and card issuers make every credit decision.

Question 3

Are you a law firm, CPA firm or credit repair company?

Accepted Answer

No. We refer legal, tax and personal credit repair work to outside professionals.

Question 4

Do you work with new businesses?

Accepted Answer

Yes. Many clients start before they've formed an entity. Funding usually comes later, once the business has some history.

Question 5

Do I have to use every service?

Accepted Answer

No. Your roadmap shows what you need and in what order. You choose what we do.

Question 6

Is the questionnaire a credit check?

Accepted Answer

No. It's a few questions about your business. It doesn't touch your credit.

Question 7

Do you work virtually?

Accepted Answer

Yes, by phone and video. We're based in Ontario, California, and serve owners in [[STATES]].

Question 8

Will this affect my credit?

Accepted Answer

Our review uses a soft pull, which doesn't affect your score. Bank applications are hard inquiries. You'll know how many, and when, before anything is submitted.

Question 9

What do I need for 0% intro APR business credit cards?

Accepted Answer

Usually 700+ personal credit, low card balances, a few established personal cards and no recent negative items. Regular APR applies after the intro period.

Question 10

Do I have to personally guarantee?

Accepted Answer

Most small business credit cards and many bank loans require it. We flag which ones do before you apply.

Question 11

Do you offer merchant cash advances?

Accepted Answer

We don't market them. If one is truly your only option, we show you the full cost in writing first.

Question 12

How long does funding take?

Accepted Answer

Most funding plans run 30 to 60 days. Some banks want an existing business checking relationship first.

Questions, answered plainly.

About us

Getting started

Funding

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